Fixed-Rate Mortgage is a mortgage that has a static interest rate for the entire life of the loan, and offers a straightforward, consistent monthly payment. The distinctive factor of a fixed rate mortgage is that your interest rate will be defined at the time your mortgage is originated and will not change over the term of the loan. The consistent monthly payment and rate will allow you to better budget based on this fixed cost.

A Fixed-Rate Mortgage may be a good choice if you:

  • Think interest rates could rise in the next few years and want to take advantage of current rates
  • Prefer the stability of a fixed monthly interest payment rather than a payment that changes periodically (which is the case with an Adjustable-Rate Mortgage)
  • Plan to stay in your home for many years

Feel free to contact us with any questions you may have regarding these loan products.

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This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval. Other limitations may apply and not all products are available in every state. Availability of programs is subject to change without notice. Please contact me for more information.

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